North Shore Management Associates, Inc.Our Product
Working exclusively with wholesale brokers, NSM can offer a maximum of $30,000,000 in limits per risk.read more
Our Service
NSM has a long and successful track record of offering creative solutions for our clients' property insurance needs. read moreOur Experience
Our underwriters have years of experience writing in the property E & S marketplace through various market conditions.read more
Our Coverage
We focus exclusively on DIC/Earthquake property coverage and have the capability to provide capacity for the majority of property exposures in the E & S sector.read more
Our Product
Working exclusively with wholesale brokers, NSM can offer a maximum of $30,000,000 in limits per risk. We adapt to our customers' needs by offering coverage in primary, low-middle excess and high excess layers. While NSM can write business in all 50 states, our focus is in California Earthquake. All schedules must be California Earthquake driven. NSM has a long and successful track record of offering creative solutions for our clients' property insurance needs. Because we are a niche market, it is important that we work closely and forge our wholesale broker relationships, as they understand the type of business our agency seeks and have the expertise in the sophisticated E&S structured programs.Our Service
NSM has a long and successful track record of offering creative solutions for our clients' property insurance needs.- NSM operates exclusively from a single location where all underwriters are on the same page. This ensures that underwriters can quote your business quickly and consistently without being hampered by cumbersome bureaucracy.
- Policies are issued within 60 days of effective date. All endorsements are issued in a timely manner and accounting matters are administered accurately and efficiently.
- All risks are CAT modeled in-house allowing our underwriters immediate feedback for our broker sources as well as pinpoint aggregate tracking for our carriers.
Our Experience
Our underwriters have years of experience writing in the property E & S marketplace through various market conditions. The expertise of our underwriters in Earthquake and Flood insurance allows for rapid response and accurate measure of exposures to provide assistance and solutions to your pricing and capacity demands.Our Coverage
We focus exclusively on DIC/Earthquake property coverage and have the capability to provide capacity for the majority of property exposures in the E & S sector. With advancements in technologies and the ever-changing business environment, we continually assess target classes and coverage with our wholesale partners to ensure we are current with market essentials.Coverage Offered
- Difference in Conditions Including Earthquake/Earth Movement
- Difference in Conditions Including Earthquake/Earth Movement and Flood
- Difference in Conditions Including Earthquake/Earth Movement, Flood and Earthquake/Earth Movement Sprinkler Leakage
- Difference in Conditions Including Earthquake/Earth Movement and Earthquake/Earth Movement Sprinkler Leakage
- Earthquake/Earth Movement Only
- Earthquake/Earth Movement and Flood Only
- Earthquake/Earth Movement and Earthquake/Earth Movement Sprinkler Leakage Only
Target Classes
- Apartments
- Assisted Living Facilities / Nursing Homes
- Builder’s Risk/Course of Construction
- Condos
- Energy
- Homeowners Associations (1990-Newer in High Hazard Zones)
- Hotels / Motels
- Light Industrial Manufacturing
- Rehabs / Renovations
- Mercantile
- Professional Services
- Public Services
- Real Estate Schedules
- Rental Dwellings (1990-newer in High Hazard Zones)
- Retail/Wholesale
- Restaurants, Bars & Taverns
- Small Municipalities
- Strip Malls and Shopping Centers
- Warehouse / Distribution Centers